Are there any additional risks involved with having a 401k and an IRA serviced by the same financial institution?
It would seem to be more convenient to have them at the same place, but it could also mean more of your investments are at risk if the company goes under.
I would like to rollover my 401k into an IRA but I am not leaving the company. Is this allowed?
I want to sign up a company for offering 401k to my employees (currently 4 inc myself and planning to grow to about 15 by end of this year). Any recommendations?
Does anybody have experience with http://www.employeefiduciary.com/?
the company i work for has stopped contributing to our 401k, and they are telling us that we cant roll over into an IRA. i will be quitting soon and trying to cash out, but others are worried about what will happen if the company folds.
My agent wants me to roll my Roth IRA to another company (company1)that has better interest rates. Can I roll my roth ira to another company (company2) without penalties?
Does the maximum 401K contribution amount of $15,500 apply only to my personal contribution or does it include what my company contributed (matched)? I’ve contributed about $10,000 so far this year. My company matched and contributed an additional $5,600. Does the total of $15,600 mean I’m over limit by 100? or can I still contribute another $5,500 in addition to my $10,000?
My company matches a portion of my proceeds and I just went over the $15k mark for the year. My question is, can my TOTAL contributions exceed $15k as long as my personal contribution is limited to $15k and the excess is from company matching funds? If yes, what’s the limit on the TOTAL contrib including personal and company matching funds? $43k?
My past employer 401k is ‘through’ Fidelity but I’ve had such poor service recently trying to get it rolled over to an IRA – not giving me all the information or wrong information. Wondering if I could do better with another company.
I want to rollover my 401k to a IRA, but don’t know which company to pick. Please help!
Thank you!
I want to put more into a retirement plan as I am over 50. How can I contribute more to reach the govt limits. Am I allowed to put it into an existing IRA.. If so, how much cn I put in (the difference between 4500 and 6000 or 4500 and 14000, assuming I have monies available elsewhere)
my co. contributes 50 cents to the dollar….
My question concerns only a fully deductible IRA, and the confusion over the IRS wording “to quality….you must not be eligible to participate in a company retirement plan”. My company does not offer a pension plan , but does offer a 401k plan, so does that disqualify me from a deductible IRA ? Basically the question comes down to the defination of a “company retirement plan”.
Given their are IRS limits of $15,500 for 2007. If I contribute all $15,500 before my company provides their matching contribution…can they still provide their contribution? If not, if I withdraw money from the 401k …can they then contribute?
Thanks
It will be 40-45 years before I plan to retire