401k Rollover Tax http://401krollovertax.com 401K Plans Thu, 02 Sep 2010 21:23:14 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 If I am currently contributing 25% to my 401K at work, is it possible for me to also open a traditional IRA? http://401krollovertax.com/if-i-am-currently-contributing-25-to-my-401k-at-work-is-it-possible-for-me-to-also-open-a-traditional-ira http://401krollovertax.com/if-i-am-currently-contributing-25-to-my-401k-at-work-is-it-possible-for-me-to-also-open-a-traditional-ira#comments Thu, 02 Sep 2010 21:23:14 +0000 Editor http://401krollovertax.com/if-i-am-currently-contributing-25-to-my-401k-at-work-is-it-possible-for-me-to-also-open-a-traditional-ira I want to be able to contribute to a traditional IRA so I may deduct more off my taxes. Is it possible… Please provide sources.

]]> http://401krollovertax.com/if-i-am-currently-contributing-25-to-my-401k-at-work-is-it-possible-for-me-to-also-open-a-traditional-ira/feed 5 Is it good idea to diversify some of my 401k into a separate traditional IRA? http://401krollovertax.com/is-it-good-idea-to-diversify-some-of-my-401k-into-a-separate-traditional-ira http://401krollovertax.com/is-it-good-idea-to-diversify-some-of-my-401k-into-a-separate-traditional-ira#comments Sat, 28 Aug 2010 04:20:55 +0000 Editor http://401krollovertax.com/is-it-good-idea-to-diversify-some-of-my-401k-into-a-separate-traditional-ira I have all my retirment savings in my employer’s traditional 401k program and I am 100% vested. I’am wondering if it is a good idea to take a half of that value and roll over into a traditional IRA with a different investment company. It’s attractive since I will have more choices of investment, plus its money no longer having any connection with my employer and totally under my control.

What frightens me though is if I could be boxing myself into a corner later in life when I want to withdraw the money. Not sure if I would hit maximum limits. Though very unlikely, if I ever withdrew the money early would I be hit with more complicated withdrawal penalties and fees? Would management fees eat up more of my savings? Any advise or if you could share resources appreciated. Example data as follows:

Age: 38
Amount in current 401K = 50K
Amount thinking of rolling over = 25K
Thanks, the 401k is with my current employer. I spoke to the 401k administrator and they said it is okay to roll over part into a traditional IRA with another administrator. Does that change your advise or do you think I’m being given wrong info? Appreciate your response.

]]> http://401krollovertax.com/is-it-good-idea-to-diversify-some-of-my-401k-into-a-separate-traditional-ira/feed 1 Roth IRA, Traditional IRA, OR 401K? http://401krollovertax.com/roth-ira-traditional-ira-or-401k http://401krollovertax.com/roth-ira-traditional-ira-or-401k#comments Sun, 22 Aug 2010 11:24:53 +0000 Editor http://401krollovertax.com/roth-ira-traditional-ira-or-401k IF YOU HAVE $5000 AVAILABLE TO INVEST, IS IT BEST TO INVEST IT IN A Roth IRA, Traditional IRA, OR 401K. why?

]]> http://401krollovertax.com/roth-ira-traditional-ira-or-401k/feed 5 Can I roll over my traditional IRA to a 401k without tax penalties? http://401krollovertax.com/can-i-roll-over-my-traditional-ira-to-a-401k-without-tax-penalties http://401krollovertax.com/can-i-roll-over-my-traditional-ira-to-a-401k-without-tax-penalties#comments Mon, 16 Aug 2010 18:32:07 +0000 Editor http://401krollovertax.com/can-i-roll-over-my-traditional-ira-to-a-401k-without-tax-penalties
  • when am I allowed to roll a traditional ira over into an existing 401k ?
  • Is there any tax penalty to roll over my 401k to a traditional IRA?
  • How do I roll my 401(k) over to a traditional IRA?
  • Should I roll my 401K from my soon-to-be previous employer into a traditional IRA?
    • ]]>     http://401krollovertax.com/can-i-roll-over-my-traditional-ira-to-a-401k-without-tax-penalties/feed 3     when am I allowed to roll a traditional ira over into an existing 401k ? http://401krollovertax.com/when-am-i-allowed-to-roll-a-traditional-ira-over-into-an-existing-401k http://401krollovertax.com/when-am-i-allowed-to-roll-a-traditional-ira-over-into-an-existing-401k#comments Wed, 11 Aug 2010 01:21:37 +0000 Editor http://401krollovertax.com/when-am-i-allowed-to-roll-a-traditional-ira-over-into-an-existing-401k what are the rules that would allow this?

    ]]>     http://401krollovertax.com/when-am-i-allowed-to-roll-a-traditional-ira-over-into-an-existing-401k/feed 2     When switching jobs, where is it best to put your 401k…in new employer’s 401k, a traditional IRA or a ROTH?? http://401krollovertax.com/when-switching-jobs-where-is-it-best-to-put-your-401k-in-new-employers-401k-a-traditional-ira-or-a-roth http://401krollovertax.com/when-switching-jobs-where-is-it-best-to-put-your-401k-in-new-employers-401k-a-traditional-ira-or-a-roth#comments Thu, 05 Aug 2010 08:20:46 +0000 Editor http://401krollovertax.com/when-switching-jobs-where-is-it-best-to-put-your-401k-in-new-employers-401k-a-traditional-ira-or-a-roth I am looking at switching jobs and am wondering where it would be best to put my current 401k money…into a new 401k, a traditional IRA or a ROTH IRA. I currently have a ROTH IRA and enjoy the ability to invest in what I want. I also enjoy knowing that the money I see will not be taxable upon retirement. I’m leaning this way because I’m 24, my wife is 22. We are both engineers, we have an AGI of a shade under 100k for 2007, and I anticipate retiring in a higher tax bracket (currently in the 25% range). Another factor is does the rollover count as a contribution for the current year? Also, are there any tax implications for any of the choices?? Any information on this would be helpful as I am pretty ignorant when it comes to rollovers. Thanks!

    ]]>     http://401krollovertax.com/when-switching-jobs-where-is-it-best-to-put-your-401k-in-new-employers-401k-a-traditional-ira-or-a-roth/feed 6     Is there any tax penalty to roll over my 401k to a traditional IRA? http://401krollovertax.com/is-there-any-tax-penalty-to-roll-over-my-401k-to-a-traditional-ira http://401krollovertax.com/is-there-any-tax-penalty-to-roll-over-my-401k-to-a-traditional-ira#comments Fri, 30 Jul 2010 15:26:26 +0000 Editor http://401krollovertax.com/is-there-any-tax-penalty-to-roll-over-my-401k-to-a-traditional-ira
  • Can I roll over my traditional IRA to a 401k without tax penalties?
  • when am I allowed to roll a traditional ira over into an existing 401k ?
  • The 401K is through Fidelity.Is there any reason that I would not be able to roll it over to My IRA?
  • How do I roll my 401(k) over to a traditional IRA?
    • ]]>     http://401krollovertax.com/is-there-any-tax-penalty-to-roll-over-my-401k-to-a-traditional-ira/feed 5     How can I consolidate my Traditional IRA, Simple IRA, and 401k accounts (setup when I worked for 4 companies)? http://401krollovertax.com/how-can-i-consolidate-my-traditional-ira-simple-ira-and-401k-accounts-setup-when-i-worked-for-4-companies http://401krollovertax.com/how-can-i-consolidate-my-traditional-ira-simple-ira-and-401k-accounts-setup-when-i-worked-for-4-companies#comments Sat, 24 Jul 2010 22:24:00 +0000 Editor http://401krollovertax.com/how-can-i-consolidate-my-traditional-ira-simple-ira-and-401k-accounts-setup-when-i-worked-for-4-companies
  • If I am currently contributing 25% to my 401K at work, is it possible for me to also open a traditional IRA?
  • Is it good idea to diversify some of my 401k into a separate traditional IRA?
  • Roth IRA, Traditional IRA, OR 401K?
  • Can I roll over my traditional IRA to a 401k without tax penalties?
    • ]]>     http://401krollovertax.com/how-can-i-consolidate-my-traditional-ira-simple-ira-and-401k-accounts-setup-when-i-worked-for-4-companies/feed 1     Can I roll-over a 401k into either my traditional IRA or my Roth IRA? http://401krollovertax.com/can-i-roll-over-a-401k-into-either-my-traditional-ira-or-my-roth-ira http://401krollovertax.com/can-i-roll-over-a-401k-into-either-my-traditional-ira-or-my-roth-ira#comments Mon, 19 Jul 2010 05:20:38 +0000 Editor http://401krollovertax.com/can-i-roll-over-a-401k-into-either-my-traditional-ira-or-my-roth-ira I currently have a Roth IRA, but this year my income will be higher than the allowed maximum for the Roth IRA, so I will have to open a traditional IRA sometime this year (before April 2008 I suppose).

    Now, I have a 401k from my last employer. Assuming I have a choice, should I roll over the money into my Roth IRA or my traditional IRA?

    ]]>     http://401krollovertax.com/can-i-roll-over-a-401k-into-either-my-traditional-ira-or-my-roth-ira/feed 2     Can I have a 401K and a traditional IRA? http://401krollovertax.com/can-i-have-a-401k-and-a-traditional-ira http://401krollovertax.com/can-i-have-a-401k-and-a-traditional-ira#comments Tue, 13 Jul 2010 12:21:04 +0000 Editor http://401krollovertax.com/can-i-have-a-401k-and-a-traditional-ira
  • If I am currently contributing 25% to my 401K at work, is it possible for me to also open a traditional IRA?
  • Is it good idea to diversify some of my 401k into a separate traditional IRA?
  • Roth IRA, Traditional IRA, OR 401K?
  • Can I roll over my traditional IRA to a 401k without tax penalties?
    • ]]>     http://401krollovertax.com/can-i-have-a-401k-and-a-traditional-ira/feed 3     Can I participate in a 401K and a traditional IRA simultaneously? http://401krollovertax.com/can-i-participate-in-a-401k-and-a-traditional-ira-simultaneously http://401krollovertax.com/can-i-participate-in-a-401k-and-a-traditional-ira-simultaneously#comments Wed, 07 Jul 2010 19:20:57 +0000 Editor http://401krollovertax.com/can-i-participate-in-a-401k-and-a-traditional-ira-simultaneously
  • If I am currently contributing 25% to my 401K at work, is it possible for me to also open a traditional IRA?
  • Is it good idea to diversify some of my 401k into a separate traditional IRA?
  • Roth IRA, Traditional IRA, OR 401K?
  • Can I roll over my traditional IRA to a 401k without tax penalties?
    • ]]>     http://401krollovertax.com/can-i-participate-in-a-401k-and-a-traditional-ira-simultaneously/feed 5     Traditional IRA after 401k maxed out? http://401krollovertax.com/traditional-ira-after-401k-maxed-out http://401krollovertax.com/traditional-ira-after-401k-maxed-out#comments Fri, 02 Jul 2010 02:23:06 +0000 Editor http://401krollovertax.com/traditional-ira-after-401k-maxed-out I am 57. I make about 150,000. I max out my 401k contributions. I have no debt except for a mortgage. I plan to work till 65. I am putting $600 a month in savings (low interest rate) in addition to 401k. Should I be putting any of it in a traditional IRA? I make too much for a Roth. What should I be doing with additional $600/month that I want to put away.

    ]]>     http://401krollovertax.com/traditional-ira-after-401k-maxed-out/feed 2     Should I roll my 401K from my soon-to-be previous employer into a traditional IRA? http://401krollovertax.com/should-i-roll-my-401k-from-my-soon-to-be-previous-employer-into-a-traditional-ira http://401krollovertax.com/should-i-roll-my-401k-from-my-soon-to-be-previous-employer-into-a-traditional-ira#comments Sat, 26 Jun 2010 09:20:52 +0000 Editor http://401krollovertax.com/should-i-roll-my-401k-from-my-soon-to-be-previous-employer-into-a-traditional-ira I am leaving my current employer in the next few days. Should I roll my 401K and pension fund from my soon-to-be previous employer into a traditional IRA?

    My new employer offers 401K that matches up to the first 5% and allows me to roll my previous 401K into theirs. Should I do that, instead? According to the benefits literature from my new employer, my 401K with my new employer will be fully vested after my 4th anniversary there. Will I lose any value in my existing 401K by rolling mine into theirs if I leave my new employer before my 4th anniversary?

    ]]>     http://401krollovertax.com/should-i-roll-my-401k-from-my-soon-to-be-previous-employer-into-a-traditional-ira/feed 8     My employer has no type of 401k plan, can you contribute to both an existing traditional IRA and a Roth IRA? http://401krollovertax.com/my-employer-has-no-type-of-401k-plan-can-you-contribute-to-both-an-existing-traditional-ira-and-a-roth-ira http://401krollovertax.com/my-employer-has-no-type-of-401k-plan-can-you-contribute-to-both-an-existing-traditional-ira-and-a-roth-ira#comments Sun, 20 Jun 2010 16:26:18 +0000 Editor http://401krollovertax.com/my-employer-has-no-type-of-401k-plan-can-you-contribute-to-both-an-existing-traditional-ira-and-a-roth-ira I rolled over an existing 401k into a traditional IRA. My current firm doesn’t have a 401k or any other kind of plan. I’d like to contribute to my traditional IRA but I’m being told that I can’t contribute to both a traditinal IRA and a Roth IRA at the same time unless the one is from the current employer.

    ]]>     http://401krollovertax.com/my-employer-has-no-type-of-401k-plan-can-you-contribute-to-both-an-existing-traditional-ira-and-a-roth-ira/feed 3     moving from 401k account to traditional ira? http://401krollovertax.com/moving-from-401k-account-to-traditional-ira http://401krollovertax.com/moving-from-401k-account-to-traditional-ira#comments Mon, 14 Jun 2010 23:20:44 +0000 Editor http://401krollovertax.com/moving-from-401k-account-to-traditional-ira Do I have to pay taxes when I moved money from a 401k to a traditional IRA not a roth?

    ]]>     http://401krollovertax.com/moving-from-401k-account-to-traditional-ira/feed 6     Is there any IRS limit of total 401K contribution (including employer)? i.e. 15500+5500=21000? http://401krollovertax.com/is-there-any-irs-limit-of-total-401k-contribution-including-employer-i-e-15500550021000 http://401krollovertax.com/is-there-any-irs-limit-of-total-401k-contribution-including-employer-i-e-15500550021000#comments Wed, 09 Jun 2010 07:20:28 +0000 Editor http://401krollovertax.com/is-there-any-irs-limit-of-total-401k-contribution-including-employer-i-e-15500550021000
  • Does the IRS ever limit the employer match contribution of a 401k for highly compensated employees?
  • I know the contribution limit for 401k in 2006 is $15K. Would the $15K include employer contributions as well?
  • Is the 15500 limit for 401k contributions this year total (employee + employer) or just for the employer?
  • Is there a limit that an employer can match when it comes to contributing to a 401k?
    • ]]>     http://401krollovertax.com/is-there-any-irs-limit-of-total-401k-contribution-including-employer-i-e-15500550021000/feed 2     How much can I put in Traditional IRA if I have a 401k? http://401krollovertax.com/how-much-can-i-put-in-traditional-ira-if-i-have-a-401k http://401krollovertax.com/how-much-can-i-put-in-traditional-ira-if-i-have-a-401k#comments Wed, 09 Jun 2010 06:22:01 +0000 Editor http://401krollovertax.com/how-much-can-i-put-in-traditional-ira-if-i-have-a-401k Is there a max amount we can put in a Traditional IRA account if my husband has a 401k through work? Can someone explain how that works? We’re trying to avoid paying even more taxes for 2009 by opening an IRA account. We’ve already paid a lot of taxes and now we’re supposed to pay an additional $5,000 because we’re now in a higher tax bracket.

    ]]>     http://401krollovertax.com/how-much-can-i-put-in-traditional-ira-if-i-have-a-401k/feed 1     taking $ from our fund (401k rollover after spouse retired) is treated as taxable income. Any way to prevent? http://401krollovertax.com/taking-from-our-fund-401k-rollover-after-spouse-retired-is-treated-as-taxable-income-any-way-to-prevent http://401krollovertax.com/taking-from-our-fund-401k-rollover-after-spouse-retired-is-treated-as-taxable-income-any-way-to-prevent#comments Wed, 09 Jun 2010 04:20:28 +0000 Editor http://401krollovertax.com/taking-from-our-fund-401k-rollover-after-spouse-retired-is-treated-as-taxable-income-any-way-to-prevent We have to borrow from “ourselves” this way in order to fund a biz and other expenses. But it is treated as income which puts us in a very, very high bracket.

    I think if we take some and save it in a ROTH ira (or other) we save but hubby says it doesn’t help and we would spend more.

    Any ideas?

    ]]>     http://401krollovertax.com/taking-from-our-fund-401k-rollover-after-spouse-retired-is-treated-as-taxable-income-any-way-to-prevent/feed 3     i want a web address for fidelity investment which handle at& t employee 401k profolio? http://401krollovertax.com/i-want-a-web-address-for-fidelity-investment-which-handle-at-t-employee-401k-profolio http://401krollovertax.com/i-want-a-web-address-for-fidelity-investment-which-handle-at-t-employee-401k-profolio#comments Tue, 08 Jun 2010 17:24:17 +0000 Editor http://401krollovertax.com/i-want-a-web-address-for-fidelity-investment-which-handle-at-t-employee-401k-profolio
  • Is the fidelity overseas fund good for 401K investment?
  • I want to rollover several old 401k accounts into 1 IRA (e.g., vanguard, fidelity, scottrade), which is best?
  • i have investment in a 401k with my old company through fidelity company name charles abbott asc.need url?
  • I want to cancel my 401k with Fidelity! Can I cancel, even if I owe money on a loan?
    • ]]>     http://401krollovertax.com/i-want-a-web-address-for-fidelity-investment-which-handle-at-t-employee-401k-profolio/feed 1     What should I do with my 401k? http://401krollovertax.com/what-should-i-do-with-my-401k http://401krollovertax.com/what-should-i-do-with-my-401k#comments Tue, 08 Jun 2010 16:21:52 +0000 Editor http://401krollovertax.com/what-should-i-do-with-my-401k I’m 24yrs old, I’m out of debt and I put almost 40% of my 45 – 50K/yr paycheck into 401k, money markets and an IRA. I’ve copied and pasted a breakdown of the different categories that I can put my 401K funds into. Right now I have it all in Balanced/Assest Location. I’ve currently lost 28%. I’m not really worried about that (even though I’d like to limit my losses as much as possible) cause I know I have a long way to retirement. Which of these options or maybe a combination will be the best choice for todays economy. Thanks for your help.

    Asset Class Descriptions
    Many plan participants mix and match investments from different categories to help them diversify their retirement savings:

    Short-Term Fixed Income
    These types of investments include any investments that can be quickly turned into cash without losing much value. They may include investment options such as Treasury bills, Certificates of Deposit (CDs), commercial paper and money market instruments. They are considered to be among the least risky forms of investments. However, they are more likely to have a lower rate of return than stocks or bonds over long periods of time.

    Fixed Income
    These types of investments are loans to a company or a government entity. They generally carry more risk than cash equivalents, but less than stocks. Their values can go up and down, though usually not as much as stocks.

    Balanced/Asset Allocation
    These types of investments will generally hold a combination of Fixed Income and Equity investments.

    Large U.S. Equity
    These types of investments include shares of ownership in companies. They generally carry more risk than other investments and have the potential for higher returns. They may be a good choice to help your contributions grow if your retirement is years away. Investments in U.S. companies with large market capitalization.

    Small/Mid U.S. Equity
    These types of investments include shares of ownership in companies. They generally carry more risk than other U.S. equity investments and have the potential for higher returns. They may be a good choice to help your contributions grow if your retirement is years away. Investments in U.S. companies with small market capitalization.

    International Equity
    These types of investments include shares of ownership in companies. They generally carry more risk than all U.S. equity investments and have the potential for higher returns. They may be a good choice to help your contributions grow if your retirement is years away. Investments in businesses with their principal place of business or principal office outside the United States.

    Now that you have an understanding of the basic investment types, select Investment Performance to access details about the investment options available in each category.

    ]]>     http://401krollovertax.com/what-should-i-do-with-my-401k/feed 4     What does your retirement / finances look like compared to mine? http://401krollovertax.com/what-does-your-retirement-finances-look-like-compared-to-mine http://401krollovertax.com/what-does-your-retirement-finances-look-like-compared-to-mine#comments Tue, 08 Jun 2010 14:20:35 +0000 Editor http://401krollovertax.com/what-does-your-retirement-finances-look-like-compared-to-mine I’ve worked really hard on straightening out my finances over the last two years. I just wanted to see how my approach compares to others. The personal finance sites make it seem like everyone is maxing everything out:

    My wife and I contribute about 28,000 into our 401K’s each year and we max out our IRA’s (8,000) each year.

    We might have trouble on the IRA in 2007 because of income limits. It that happens, I’m planning on just opening a mutual fund account on the side.

    So far, we have @ 45K. We’re both 27.

    Besides that, we have a mortgage and car payments. Everything else is paid and I plan on starting a separate mutual fund for the kids college (I don’t like all the rules associated with the college savings plans).

    ]]>     http://401krollovertax.com/what-does-your-retirement-finances-look-like-compared-to-mine/feed 4     What is the time limit for Rolling Over a 401(k) or 403(b) to an IRA? http://401krollovertax.com/what-is-the-time-limit-for-rolling-over-a-401k-or-403b-to-an-ira http://401krollovertax.com/what-is-the-time-limit-for-rolling-over-a-401k-or-403b-to-an-ira#comments Tue, 08 Jun 2010 14:20:33 +0000 Editor http://401krollovertax.com/what-is-the-time-limit-for-rolling-over-a-401k-or-403b-to-an-ira My husband is a teacher, and recently changed school districts — moving from a private school to a public school. He has a 403(b) plan with his old employer. I’m considering rolling it over into an IRA. Is there a time limit on making this decision? (1 or 2 years from now if I decide to roll it over into an IRA, is it too late?)
    Follow-up question: when does the clock start ticking for the 90-days? From the last paycheck? Or the last contribution to the 403(b)? In this case — the last contribution to the 403(b) was about 2 months before the last paycheck from the job.

    ]]>     http://401krollovertax.com/what-is-the-time-limit-for-rolling-over-a-401k-or-403b-to-an-ira/feed 9     How do I locate my 401k plan? http://401krollovertax.com/how-do-i-locate-my-401k-plan http://401krollovertax.com/how-do-i-locate-my-401k-plan#comments Tue, 08 Jun 2010 13:21:02 +0000 Editor http://401krollovertax.com/how-do-i-locate-my-401k-plan I had a 401K with a former employer, that employer has since passed away and his children are closing the business. I would like to locate that account and fin dout much money is in it and maybe continue to pay on my own, but I don’t know how to locate that plan. His children are very irresponsible and think if they tell me that will take money from thier pocket so they have refused to tell me anything. Is there another way? Should just pay the penalties if/when I find that plan and start my own account?

    ]]>     http://401krollovertax.com/how-do-i-locate-my-401k-plan/feed 5     Pre- or Post- Tax 401k Contribution…? http://401krollovertax.com/pre-or-post-tax-401k-contribution http://401krollovertax.com/pre-or-post-tax-401k-contribution#comments Tue, 08 Jun 2010 13:20:59 +0000 Editor http://401krollovertax.com/pre-or-post-tax-401k-contribution At my employer, I have the option of pre- or post- tax contribution to my 401k. What are the advantages of both, and considerations I need to take into account to determine which is right for me, and why… basic (I have only had “Intro to Finance” as an undergrad :) ).

    Thanks in advance!

    ]]>     http://401krollovertax.com/pre-or-post-tax-401k-contribution/feed 3     401k rollover questions? http://401krollovertax.com/401k-rollover-questions http://401krollovertax.com/401k-rollover-questions#comments Tue, 08 Jun 2010 10:21:36 +0000 Editor http://401krollovertax.com/401k-rollover-questions I have the following retirement accounts; Traditional, Roth, SEP IRA, as well as 401k account from my previous employer. My question is;
    1. If I rollover my 401K to SEP-IRA, can I still contribute 20% of my self-employment income to SEP-IRA? (Does my rollover counts towards this limit?) Also, if I do the roll-over, can I deduct the roll-over amount when I file my taxes next year?
    2. What if I roll-over my traditional IRA to SEP-IRA?

    Please let me know. Thanks!

    ]]>     http://401krollovertax.com/401k-rollover-questions/feed 1     When should I convert my traditional 401K to Roth IRA account? Or should I even consider that? http://401krollovertax.com/when-should-i-convert-my-traditional-401k-to-roth-ira-account-or-should-i-even-consider-that http://401krollovertax.com/when-should-i-convert-my-traditional-401k-to-roth-ira-account-or-should-i-even-consider-that#comments Tue, 08 Jun 2010 04:20:55 +0000 Editor http://401krollovertax.com/when-should-i-convert-my-traditional-401k-to-roth-ira-account-or-should-i-even-consider-that
  • Should I move my 401k into a Traditional or Roth IRA?
  • When you have maxed out your 401K and Roth IRA, what other long term investments should you consider?
  • I’m a college student. Can you recommend some investment opportunities I should consider (e.g. Roth IRA, 401k)?
  • What type of account should I have? 401K, roth IRA?
    • ]]>     http://401krollovertax.com/when-should-i-convert-my-traditional-401k-to-roth-ira-account-or-should-i-even-consider-that/feed 4     What other options to save money are available for a highly compensated employee? http://401krollovertax.com/what-other-options-to-save-money-are-available-for-a-highly-compensated-employee http://401krollovertax.com/what-other-options-to-save-money-are-available-for-a-highly-compensated-employee#comments Mon, 07 Jun 2010 21:21:13 +0000 Editor http://401krollovertax.com/what-other-options-to-save-money-are-available-for-a-highly-compensated-employee My 401k contribution is now limited…what else can I do to save money, even if it’s post tax?

    ]]>     http://401krollovertax.com/what-other-options-to-save-money-are-available-for-a-highly-compensated-employee/feed 2     Can I withdraw from my roll -over IRA-401K , if I am on disability ? http://401krollovertax.com/can-i-withdraw-from-my-roll-over-ira-401k-if-i-am-on-disability http://401krollovertax.com/can-i-withdraw-from-my-roll-over-ira-401k-if-i-am-on-disability#comments Mon, 07 Jun 2010 18:22:39 +0000 Editor http://401krollovertax.com/can-i-withdraw-from-my-roll-over-ira-401k-if-i-am-on-disability I am 45, became disabled, 250K in a 401k. I rolled over into an IRA. What happen if I withdraw part of this money. I don’t think I will be able to live up to 59. can I withdraw everything at once.

    ]]>     http://401krollovertax.com/can-i-withdraw-from-my-roll-over-ira-401k-if-i-am-on-disability/feed 1     TD Ameritrade vs. Scottrade… Which is the best? http://401krollovertax.com/td-ameritrade-vs-scottrade-which-is-the-best http://401krollovertax.com/td-ameritrade-vs-scottrade-which-is-the-best#comments Mon, 07 Jun 2010 18:22:37 +0000 Editor http://401krollovertax.com/td-ameritrade-vs-scottrade-which-is-the-best I recently resigned from my employer and am now self employed. I need to transfer my 401K to a Traditional IRA. Which company is best?

    ]]>     http://401krollovertax.com/td-ameritrade-vs-scottrade-which-is-the-best/feed 5     Roth or Traditional IRA? http://401krollovertax.com/roth-or-traditional-ira http://401krollovertax.com/roth-or-traditional-ira#comments Mon, 07 Jun 2010 16:20:39 +0000 Editor http://401krollovertax.com/roth-or-traditional-ira My company does not offer 401K so I want to open an IRA. I’m 27 and plan on working for at least the next 33 years. Which should I open, a Roth or Traditional IRA. I understand the tax differences between them but I don’t know which one is better for me.

    ]]>     http://401krollovertax.com/roth-or-traditional-ira/feed 9